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Bankers' Bank provides Internet banking (E-Banking) access through
Equifax E-Banking Solutions. Equifax Inc. requires all of its divisions
and companies to take proactive steps to ensure that the systems
they own or participate in contain adequate security measures to
limit the possibility of unintended distribution of confidential
information and the potential for fraud-related losses. The Internet
Banking Service Bureau runs on a robust Windows NTTM operating system.
State of the art firewall technology is the first line of defense
in preventing unauthorized access to any information housed.
Included in this operating system is the capacity
to allow only secure connections by end users. Utilizing Secure
Socket Layer (SSL) technology, all transmissions of web pages
and data between the financial institution and its customer are
completely encrypted and are unreadable to any person or group
trying to "intercept" the transmission. SSL encryption
is the industry standard and is commonly used in Internet applications
that require security and privacy for sensitive data.
- Before
the consumer accesses the Internet Banking Service Bureau solution,
they are required to enter their user ID and password. Without
the proper login, individuals cannot see or use any web pages
within the E-Banking product.
- For security reasons, complete account
number(s) never appear on the computer screen. When the account
number needs to be displayed it appears as ###123456 instead of
123456789. Financial institutions have the flexibility to determine
how many digits are "unmasked" and the masking will
always occur from the left. Account "Aliases" are user-defined
titles for the consumer's account (i.e., "My Checking")
and is used when displaying account information on the screen.
- When consumers are accessing the online information, their connection
is automatically converted into a secure Internet communications
session.
- When consumers access their account information or any other
sensitive data, an encryption system is automatically activated
to protect the transmission of information from unauthorized sources.
Regardless of the efforts, the relative infancy
of the Internet as a broad-based communication medium when combined
with the "open" nature of the Internet make it impossible
to guarantee absolute confidentiality in all circumstances. However,
Community Banker's Bank continues to monitor and review the security
procedures that it has in place to protect customer information.
These measures are updated as practices change and new technology
becomes available.
If you have any questions regarding these policies
and procedures, please .
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